Federal Loan Repayment

Generally, the standard repayment period for federal student loans is ten (10) years. Extended and/or income-contingent repayment plans are available to qualified borrowers. Students must begin repaying their loans upon graduation, withdrawal from school (formally or informally), or drop below half-time status.

For more details visit Federal Student Aid Loan Repayment Plans.   

Deferment and Enrollment

If the student seeks to defer loan repayment for reasons other than ongoing in-school enrollment (e.g., due to economic hardship), the student must contact the lender or loan servicer for information about available options. Visit studentaid.gov (in your Dashboard, after login) to find Federal loan servicer.

Enrollment verification is necessary for deferral of loan repayment during a student’s ongoing course of study and may be requested by complete “Credentialing Request Form” or by contacting the Office of the Registrar.